body{margin:0;background:#F2F4F0}
a{color:#1F5866}a:hover{color:#123B45}
.wrap{max-width:1180px;margin:0 auto;padding:0 32px;box-sizing:border-box}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 24px;border-radius:6px;font-weight:600;font-size:16px;text-decoration:none;box-sizing:border-box}
.btn:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #C99A3B;outline-offset:2px}
@media (max-width:720px){.wrap{padding:0 20px}.hero-h{font-size:38px !important}.sec-h{font-size:30px !important}}
.btn{position:relative;background-image:linear-gradient(to bottom,rgba(255,255,255,.30) 0%,rgba(255,255,255,.06) 48%,rgba(0,0,0,.06) 52%,rgba(0,0,0,.16) 100%)!important;border-radius:10px!important;transition:transform .12s ease,box-shadow .12s ease;box-shadow:inset 0 1px 0 rgba(255,255,255,.45),inset 0 -1px 0 rgba(0,0,0,.15),0 5px 0 rgba(10,30,28,.45),0 12px 20px -6px rgba(10,30,28,.45);text-shadow:0 1px 0 rgba(0,0,0,.18)}
.btn:hover{transform:translateY(-2px);box-shadow:inset 0 1px 0 rgba(255,255,255,.45),inset 0 -1px 0 rgba(0,0,0,.15),0 7px 0 rgba(10,30,28,.45),0 16px 24px -8px rgba(10,30,28,.5)}
.btn:active{transform:translateY(4px);box-shadow:inset 0 2px 4px rgba(0,0,0,.25),0 1px 0 rgba(10,30,28,.45),0 3px 6px -2px rgba(10,30,28,.4)}
a[href^="https://www.schwab"],a[href^="https://digital.fidelity"],a[href^="https://www.mnretire"]{background-image:linear-gradient(to bottom,rgba(255,255,255,.18),rgba(255,255,255,0) 55%,rgba(0,0,0,.18))!important;box-shadow:inset 0 1px 0 rgba(255,255,255,.3),0 3px 0 rgba(0,0,0,.45);transition:transform .12s ease}
@media (prefers-reduced-motion:reduce){.btn,.btn:hover,.btn:active{transform:none;transition:none}}
.icon3d{transition:transform .2s ease}
.icon3d svg{filter:drop-shadow(0 2px 1px rgba(0,0,0,.35))}
div:hover > .icon3d{transform:translateY(-3px) rotate(-4deg)}
.partner-wrap{position:relative;display:inline-block}
.partner-btn{position:relative;overflow:hidden;transition:transform .12s ease,box-shadow .12s ease}
.partner-btn::after{content:"";position:absolute;top:0;left:-60%;width:40%;height:100%;background:linear-gradient(100deg,rgba(255,255,255,0),rgba(255,255,255,.65),rgba(255,255,255,0));transform:skewX(-20deg);transition:left .5s ease}
.partner-wrap:hover .partner-btn::after{left:130%}
.partner-wrap:hover .partner-btn,.partner-btn:focus-visible{transform:translateY(-2px);box-shadow:inset 0 1px 0 rgba(255,255,255,.7),0 5px 0 #8A6A22,0 12px 18px -4px rgba(0,0,0,.55)}
.partner-btn:active{transform:translateY(3px)!important;box-shadow:inset 0 2px 4px rgba(0,0,0,.25),0 1px 0 #8A6A22!important}
.partner-chev{transition:transform .2s ease}
.partner-wrap:hover .partner-chev,.partner-wrap:focus-within .partner-chev{transform:rotate(180deg)}
.partner-menu{position:absolute;right:0;top:calc(100% + 10px);min-width:270px;background:#FFFFFF;border-radius:12px;padding:8px;box-shadow:0 18px 40px -10px rgba(10,30,28,.45),0 2px 6px rgba(10,30,28,.15);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .18s ease,transform .18s ease,visibility .18s;z-index:100}
.partner-menu::before{content:"";position:absolute;top:-10px;left:0;right:0;height:10px}
.partner-wrap:hover .partner-menu,.partner-wrap:focus-within .partner-menu{opacity:1;visibility:visible;transform:none}
.partner-menu a{display:flex;flex-direction:column;gap:2px;padding:10px 14px;border-radius:8px;color:#17302C;text-decoration:none;font-size:15px;font-weight:600}
.partner-menu a span{font-size:13px;font-weight:400;color:#4A605B}
.partner-menu a:hover,.partner-menu a:focus-visible{background:#F2F4F0}
@media (prefers-reduced-motion:reduce){.partner-btn,.partner-btn::after,.partner-menu,.partner-chev,.icon3d{transition:none}}
.refer-btn{position:relative;overflow:hidden;transition:transform .12s ease,box-shadow .12s ease}
.refer-btn::after{content:"";position:absolute;top:0;left:-60%;width:40%;height:100%;background:linear-gradient(100deg,rgba(255,255,255,0),rgba(255,255,255,.65),rgba(255,255,255,0));transform:skewX(-20deg);transition:left .5s ease}
.refer-btn:hover::after{left:130%}
.refer-btn:hover,.refer-btn:focus-visible{transform:translateY(-2px);box-shadow:inset 0 1px 0 rgba(255,255,255,.7),0 5px 0 #8A6A22,0 12px 18px -4px rgba(0,0,0,.55)!important}
.refer-btn:active{transform:translateY(3px);box-shadow:inset 0 2px 4px rgba(0,0,0,.25),0 1px 0 #8A6A22!important}
@media (prefers-reduced-motion:reduce){.refer-btn,.refer-btn::after{transition:none}}
@media (max-width:520px){.tag-dot{display:none}.tag-loc{display:block}}
.wf{display:flex;flex-wrap:wrap;gap:16px}
.wf .wf-f{display:flex;flex-direction:column;gap:6px;flex:1 1 220px;min-width:0}
.wf .wf-wide{flex-basis:100%}
.wf label{font-size:14px;font-weight:600;color:#17302C}
.wf input[type=text],.wf input[type=email],.wf input[type=tel],.wf input[type=url],.wf input[type=number],.wf select,.wf textarea{font:inherit;font-size:16px;padding:12px 14px;border:1px solid #9AA8A3;border-radius:6px;background:#fff;color:#17302C;min-height:48px;box-sizing:border-box;width:100%}
.wf textarea{min-height:96px;resize:vertical}
.wf input:focus-visible,.wf select:focus-visible,.wf textarea:focus-visible,.wf button:focus-visible{outline:3px solid #C99A3B;outline-offset:2px}
.wf [aria-invalid=true]{border-color:#B3261E}
.wf .wf-err{margin:0;font-size:14px;color:#B3261E}
.wf .wf-check{flex-basis:100%;display:flex;gap:10px;align-items:flex-start;font-size:14px;font-weight:600}
.wf .wf-check input{width:20px;height:20px;margin-top:1px;flex:none}
.wf .wf-actions{flex-basis:100%;display:flex;flex-direction:column;gap:10px;align-items:flex-start}
.wf button{background:#1F5866;color:#fff;border:0;cursor:pointer;font-family:inherit}
.wf button[disabled]{opacity:.6;cursor:progress}
.wf-done h3{font-family:'Literata',Georgia,serif;font-size:28px;font-weight:500;margin:0 0 12px}
.wf-done p{margin:0 0 8px;color:#2E4843}
.s0{font-family:'Public Sans',system-ui,-apple-system,'Segoe UI',sans-serif;color:#17302C;background:#F2F4F0;font-size:17px;line-height:1.6}
.s1{background:#17302C;color:#C9D7D2;font-size:14px}
.s2{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 24px;padding-top:8px;padding-bottom:8px}
.s3{display:flex;flex-wrap:wrap;align-items:center;gap:8px}
.s4{display:inline-flex;align-items:center;gap:6px}
.s5{display:inline-flex;align-items:center;min-height:30px;padding:4px 12px;border:1px solid #4F8593;border-radius:999px;color:#FFFFFF;font-weight:600;text-decoration:none;box-sizing:border-box}
.s6{display:flex;flex-wrap:wrap;align-items:center;gap:8px 24px}
.s7{color:#C9D7D2;text-decoration:none}
.s8{display:inline-flex;align-items:center;gap:8px;background:linear-gradient(to bottom,#F6E1AE 0%,#E8C77E 55%,#D2AA55 100%);color:#17302C;font-weight:700;font-size:14px;text-decoration:none;border-radius:999px;padding:8px 16px;min-height:36px;box-sizing:border-box;box-shadow:inset 0 1px 0 rgba(255,255,255,.7),0 3px 0 #8A6A22,0 8px 14px -4px rgba(0,0,0,.5);text-shadow:0 1px 0 rgba(255,255,255,.4)}
.s9{border-bottom:1px solid #D5DDD8}
.s10{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;padding-top:18px;padding-bottom:18px}
.s11{text-decoration:none;color:#17302C;display:flex;align-items:center;gap:12px}
.s12{display:flex;flex-direction:column;line-height:1.15}
.s13{font-family:'Literata',Georgia,serif;font-size:22px;line-height:1.15;font-weight:600}
.s14{display:block;font-family:'Public Sans',system-ui,sans-serif;font-size:13px;font-weight:500;color:#4A605B;letter-spacing:0;margin-top:2px}
.s15{display:flex;flex-wrap:wrap;align-items:center;gap:6px 18px;font-size:15px;font-weight:500}
.s16{color:#17302C;text-decoration:none}
.s17{display:flex;flex-wrap:wrap;gap:40px 64px;align-items:center}
.s18{flex:3 1 480px;min-width:0}
.s19{font-family:'Literata',Georgia,serif;font-weight:500;font-size:52px;line-height:1.1;letter-spacing:-0.02em;margin:0 0 22px;max-width:18ch}
.s20{font-size:19px;margin:0 0 16px;max-width:34em;color:#2E4843}
.s21{font-size:17px;margin:0 0 28px;max-width:34em;color:#2E4843}
.s22{background:#1F5866;color:#fff}
.s23{flex:2 1 320px;min-width:0;background:#17302C;color:#F2F4F0;border-radius:10px;padding:32px 30px;box-sizing:border-box}
.s24{font-family:'Literata',Georgia,serif;font-size:22px;margin:0 0 16px}
.s25{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;font-size:16px;color:#DCEAEE}
.s26{background:#E6ECE8;padding:88px 0}
.s27{font-family:'Literata',Georgia,serif;font-weight:500;font-size:40px;line-height:1.15;letter-spacing:-0.015em;margin:0 0 40px}
.s28{display:flex;flex-wrap:wrap;gap:20px;align-items:stretch}
.s29{flex:1 1 280px;min-width:0;background:#FFFFFF;border-radius:10px;border-top:4px solid #C99A3B;padding:28px;box-sizing:border-box;display:flex;flex-direction:column;gap:14px;box-shadow:0 12px 24px -18px rgba(10,30,28,.45)}
.s30{width:60px;height:60px;border-radius:50%;background:radial-gradient(circle at 32% 24%,rgba(255,255,255,.55) 0%,rgba(255,255,255,.14) 22%,rgba(255,255,255,0) 42%),radial-gradient(circle at 50% 62%,#2D7486 0%,#1F5866 55%,#103440 100%);box-shadow:inset 0 -6px 10px rgba(0,0,0,.35),inset 0 3px 4px rgba(255,255,255,.28),0 4px 0 #103440,0 12px 18px -6px rgba(10,30,28,.6);display:flex;align-items:center;justify-content:center;flex:none}
.s31{font-family:'Literata',Georgia,serif;font-size:23px;font-weight:500;margin:0}
.s32{margin:0;color:#2E4843;font-size:16px}
.s33{border:1.5px solid #17302C;color:#17302C;background:#fff;cursor:pointer;font-family:inherit}
.s34{margin:0 0 8px;font-size:14px;font-weight:600}
.s35{width:100%;box-sizing:border-box;font:inherit;font-size:15px;line-height:1.5;padding:12px 14px;border:1px solid #9AA8A3;border-radius:6px;background:#F7F9F7;color:#17302C;resize:vertical}
.s36{display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center;margin-top:12px}
.s37{background:#1F5866;color:#fff;border:0;cursor:pointer;font-family:inherit}
.s38{font-weight:600;font-size:15px}
.s39{margin:auto 0 0;font-size:15px;color:#2E4843}
.s40{display:flex;flex-wrap:wrap;gap:40px 56px}
.s41{flex:1 1 320px;min-width:0}
.s42{font-family:'Literata',Georgia,serif;font-weight:500;font-size:38px;line-height:1.15;letter-spacing:-0.015em;margin:0 0 16px}
.s43{margin:0 0 16px;color:#2E4843}
.s44{flex:999 1 520px;min-width:0;background:#fff;border:1px solid #D5DDD8;border-radius:6px;padding:36px;box-sizing:border-box}
.s45{background:#17302C;color:#F2F4F0;padding:72px 0}
.s46{max-width:860px;text-align:center}
.s47{font-family:'Literata',Georgia,serif;font-size:30px;line-height:1.35;margin:0 0 14px}
.s48{margin:0;color:#C9D7D2;font-size:17px}
.s49{border-top:1px solid #D5DDD8;padding:36px 0 48px;font-size:13px;color:#4A605B;line-height:1.6}
.s50{display:flex;flex-direction:column;gap:10px}
.s51{margin:0;font-weight:600;color:#2E4843}
.s52{display:flex;flex-wrap:wrap;gap:56px;align-items:flex-start}
.s53{flex:999 1 560px;min-width:0}
.s54{margin:0 0 18px;font-weight:600;color:#1F5866}
.s55{font-family:'Literata',Georgia,serif;font-weight:500;font-size:54px;line-height:1.1;letter-spacing:-0.02em;margin:0 0 24px;max-width:18ch}
.s56{font-size:17px;margin:0 0 32px;max-width:34em;color:#2E4843}
.s57{font-size:0.6em;line-height:0;vertical-align:super}
.s58{display:flex;flex-wrap:wrap;gap:14px}
.s59{border:1.5px solid #17302C;color:#17302C}
.s60{flex:1 1 340px;min-width:0;background:#17302C;color:#F2F4F0;border-radius:4px;padding:36px;box-sizing:border-box}
.s61{font-family:'Literata',Georgia,serif;font-size:24px;line-height:1.35;margin:0 0 18px}
.s62{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;color:#C9D7D2;font-size:16px}
.s63{background:#FFFFFF;padding:96px 0}
.s64{font-family:'Literata',Georgia,serif;font-weight:500;font-size:40px;line-height:1.15;letter-spacing:-0.015em;margin:0 0 48px}
.s65{display:flex;flex-wrap:wrap;gap:40px}
.s66{flex:1 1 240px;min-width:0;border-top:3px solid #17302C;padding-top:18px}
.s67{font-family:'Literata',Georgia,serif;font-size:22px;font-weight:500;margin:0 0 8px}
.s68{display:flex;flex-wrap:wrap;gap:40px 64px;align-items:flex-start}
.s69{flex:1 1 340px;min-width:0}
.s70{font-family:'Literata',Georgia,serif;font-weight:500;font-size:40px;line-height:1.15;letter-spacing:-0.015em;margin:0 0 16px}
.s71{flex:1 1 420px;min-width:0;background:#FFFFFF;border-radius:4px;padding:32px 36px;box-sizing:border-box}
.s72{font-size:19px;font-weight:600;margin:0 0 18px}
.s73{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}
.s74{background:#E6ECE8;padding:96px 0}
.s75{display:flex;flex-wrap:wrap;gap:24px;align-items:stretch}
.s76{flex:1 1 420px;min-width:0;background:#FFFFFF;border-radius:4px;padding:36px;box-sizing:border-box}
.s77{font-family:'Literata',Georgia,serif;font-size:26px;font-weight:500;margin:0 0 12px}
.s78{margin:0 0 20px;color:#2E4843}
.s79{margin:0 0 10px;font-weight:600}
.s80{flex:1 1 360px;min-width:0;background:#FFFFFF;border-radius:4px;padding:36px;box-sizing:border-box}
.s81{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:32px}
.s82{flex:1 1 220px;min-width:0}
.s83{font-family:'Literata',Georgia,serif;font-size:36px;color:#1F5866}
.s84{font-size:18px;font-weight:600;margin:6px 0 8px}
.s85{margin:0;font-size:16px;color:#2E4843}
.s86{margin:40px 0 0;color:#2E4843;max-width:46em}
.s87{display:flex;flex-wrap:wrap;gap:56px}
.s88{font-family:'Literata',Georgia,serif;font-weight:500;font-size:40px;line-height:1.15;letter-spacing:-0.015em;margin:0 0 18px}
.s89{margin:0 0 24px;color:#2E4843}
.s90{font-size:16px;display:flex;flex-direction:column;gap:6px;color:#2E4843}
.s91{flex:999 1 520px;min-width:0;background:#fff;border:1px solid #D5DDD8;border-radius:4px;padding:36px;box-sizing:border-box}
.s92{font-size:20px;font-weight:600;margin:0 0 24px}
.s93{font-family:'Literata',Georgia,serif;font-weight:500;font-size:40px;line-height:1.15;letter-spacing:-0.015em;margin:0 0 32px}
.ck{display:inline-block;width:20px;height:20px;flex:none;margin-top:5px;background:no-repeat center/20px 20px}
.ckb{background-image:url("data:image/svg+xml,%3Csvg xmlns=%27http://www.w3.org/2000/svg%27 viewBox=%270 0 18 18%27 fill=%27none%27 stroke=%27%231F5866%27 stroke-width=%272.2%27%3E%3Cpath d=%27m3 9.5 4 4 8-9%27/%3E%3C/svg%3E")}
.ckg{margin-top:4px;background-image:url("data:image/svg+xml,%3Csvg xmlns=%27http://www.w3.org/2000/svg%27 viewBox=%270 0 18 18%27 fill=%27none%27 stroke=%27%23E8C77E%27 stroke-width=%272.2%27%3E%3Cpath d=%27m3 9.5 4 4 8-9%27/%3E%3C/svg%3E")}
.btn.s33{background-color:#FFFFFF!important;text-shadow:none}
.btn.s59{background-color:#FFFFFF!important;text-shadow:none}
@media (max-width:520px){.refer-btn,.partner-btn{font-size:13px!important;padding:6px 12px!important;min-height:32px!important}.partner-menu{right:auto;left:0;min-width:240px}}
.li{display:flex;gap:12px}.li.g10{gap:10px}